It's a Monday morning. Your alarm rings. You wake up a little after 5 a.m.

There are days you work from home, like today. But you've disciplined yourself to follow a strict routine to keep you motivated and focused. You pull yourself out of bed and into the shower, then throw on a crisp buttondown shirt and pants. No working in your pajamas.

The sun barely breaks over the horizon by the time you're at your desk, sipping a cup of coffee and leafing through your planner. A lot of projects this month. Each one has a different timetable, but you've mapped out your schedule around them so you can still meet the deadlines.

But you're still looking to line up more projects for next month. You still have a few days to find a new client, but this weighs heavily in your mind. You need to be working constantly, finishing one project after another, so that you're making bank at reasonable, semi-regular pace. If you break that momentum, you'll be feeling it in your wallet a few months later when the cheques don't come in.

You don't have time to wallow in worry. You have the entire day blocked off in specific tasks to keep you productive, and right now you're supposed to be working on a draft for a client.